Find out about Many Types of Home Mortgages

Find out about Many Types of Home Mortgages

Personal Banking

House is when one’s heart is

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We are able to help fund your eyesight and turn any homely household in to the house of one’s fantasies.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
MAINSTREAM MORTGAGE
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$510,40097%30 years
JUMBO LOAN
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  • Fixed
  • Adjustable
$3,000,00085percent30 years
PORTFOLIO LOAN
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$2,000,00090%three decades

All home loans are at the mercy of credit property and approval assessment.

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INTEREST RATEMAXIMUM LOAN AMOUNTMAXIMUM LOAN TO VALUEMAXIMUM TERM
FHA
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  • Fixed
  • Adjustable
$510,40096.5%30 years
VA
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  • Fixed
  • Adjustable
$510,400100%30 years
USDA
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Fixed$510,400100%30 years
PENNSYLVANIA HOUSING FINANCE AGENCY (PHFA) LOAN
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Fixed$510,40097%30 years
HOMEREADY MORTGAGE
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Fixed$510,40097%30 years

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All home loans are at the mercy of credit approval and home assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
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Adjustable$2,000,00090%30 years
RESIDENCE IMPROVEMENT TYPE OF CREDIT
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Adjustable with fixed-rate option 1$350,000 285%25-year 3

All home loans are at the mercy of credit property and approval assessment.

  1. Fixed-rate loan option relates to a house equity credit line with the absolute minimum outstanding stability of $5,000 and permits no more than three (3) rate of interest hair throughout the draw that is 10-year with $100 charge per lock.
  2. Loan sizes more than $250,000 need Univest to be in first lien place.
  3. The percentage that is annual (APR) during the 10-year draw duration is variable and in line with the Prime Rate published into the Wall Street Journal, plus a margin. The present Prime speed is 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The real interest rate and terms may alter whenever you want before or after account opening. Following the draw that is 10-year the total amount will transform up to a 15-year fixed-rate principal and interest payment at a consistent level in place at that moment.

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INTEREST RATEMAXIMUM LOAN AMOUNTMAXIMUM LOAN TO VALUEMAXIMUM TERM
CONSTRUCTION-TO-PERMANENT
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  • Fixed
  • Adjustable
$2,000,00090%12 months
LOT LOAN
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Fixed$250,00075%a couple of years with a 15-year amortization

All home loans are at the mercy of credit approval and property assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE OPTIMUM TERM
PORTFOLIO LOAN
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Adjustable$2,000,00090%three decades
SWING LOAN
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Adjustable$350,00080%year
great deal LOAN
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Fixed$250,00075%a couple of years by having a 15-year amortization
Adjustable$1,000,00095%three decades

All home mortgages are susceptible to credit approval and home assessment.

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RATE OF INTEREST OPTIMUM LOAN AMOUNT OPTIMUM LOAN TO VALUE MAXIMUM TERM
TERM LOAN
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Fixed$350,000 285% fifteen years
CREDIT LINE
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adjustable by having a fixed-rate option 1$350,000 285%25 years 3

CONSERVE TO $675 OFF CLOSING COSTS & FEES *

On a true house equity loan or credit line.

*New house equity term loans of $25,000 or higher and home that is new type of credit applicants that simply simply take an initial draw regarding the reduced of $25,000 or 50% of the line at closing, will get a credit toward shutting costs and charges predicated on qualified loan tiers: • Amounts from $5,000 to $150,000 will get a credit as much as $250 • quantities from $150,001 to $250,000 will get a credit as much as $525 • quantities from $250,001 to $350,000 will get a credit up to $675

Offer and loan are susceptible to approval. The actual costs will be applied if closing costs and fees are less than the eligible credit amount. The balance of the closing costs and fees will be paid by the loan recipient(s) if closing costs and fees exceed the eligible credit amount. Offer is just valid on new house equity term loan and line of credit applications. Offer will not connect with refinances on current Univest house equity loans, may not be coupled with some other offer and it is susceptible to alter without warning.

All loan requests are susceptible to approval. Interest rates differ predicated on credit rating as well as other credit requirements, including loan to value for home-secured loan needs.

  1. Fixed-rate loan option pertains to a house equity credit line with the very least outstanding stability of $5,000 and permits a optimum of three (3) rate of interest locks through the draw cartitleloans.biz online that is 10-year having a $100 cost per lock.
  2. Loan sizes more than $250,000 need Univest to take first position that is lien.
  3. The Annual portion Rate (APR) during the 10-year draw duration is adjustable and in line with the Prime Rate published into the Wall Street Journal, plus a margin. The present Prime speed is 4.75 percent at the time of 08/22/2018. The minimum APR is 3.00%; maximum APR is 18.00%. The interest that is actual and terms may alter whenever you want before or after account opening. Following the 10-year draw period the total amount will transform up to a 15-year fixed-rate principal and interest re payment for a price in place during those times.